About
This course teaches you what happens after you graduate and how to choose a repayment plan that fits your income and future goals. You will learn the differences between Standard, Graduated, Extended, and income driven repayment plans, as well as how programs like SAVE, IBR, and ICR calculate monthly payments. The course also explains major forgiveness options, including Public Service Loan Forgiveness, teacher forgiveness, and long term IDR forgiveness. By the end, you will understand how repayment works, how to protect yourself from high monthly payments, and how to plan for loan forgiveness if it is part of your career path.