About
This course teaches you what to do if you ever cannot afford your federal student loan payments. You will learn the difference between deferment and forbearance, when each option should be used, and how they affect the total cost of your loans. The course also explains how to prevent missed payments from turning into default, how income driven repayment can protect you during financial hardship, and what steps you can take if you fall behind. By the end, you will understand how to stay in good standing, manage emergencies, and protect your financial health even when life becomes unpredictable.